# Six ICHRA administrators, side by side Canonical reader page: https://ichrareport.com/compare/provider-matrix/ Publisher: ICHRA Report Originally published: 2026-09-12 Substantively updated: 2026-09-25 Sources checked: 2026-09-25 Data period: Not recorded [Home](https://ichrareport.com/) [Compare](https://ichrareport.com/compare/) Provider matrix 14-profile comparison Use this table to identify companies to investigate for your employer's needs. It compares public information about services and pricing; confirm the details in a demonstration and written proposal before choosing. CMS now calls an individual coverage HRA (ICHRA) a CHOICE Arrangement. [What changed with the CHOICE name?](https://ichrareport.com/guides/choice-arrangements/) ([CMS terminology](https://www.cms.gov/marketplace/employer-initiatives)) These are administrator services; employees obtain insurance from carriers. At a glance Profiles **14** Evidence period **Sep 2026** Purpose **Build a shortlist** By [ICHRA Report](https://ichrareport.com/about/) · Published September 12, 2026 · Updated September 25, 2026 How to use it Start with the employer’s size, geography, internal capacity, and desired service model. Then narrow the list to the providers that appear capable of handling the actual implementation. Price should be compared only after every company is quoting the same workforce and scope. ## The quick comparison Provider Where it appears to fit best What pricing is public **[Savii](https://ichrareport.com/providers/savii/)** Guided modern-team platform Remote, growing, and multi-state employers that want a guided launch No complete public schedule found **[Take Command](https://ichrareport.com/providers/take-command/)** Broad HRA administrator Small employers through enterprise; strong public education and enrollment support $25+ PEPM plus $40+ platform for 1–49; custom PEPM and $100+ platform for 50+ **[Remodel Health](https://ichrareport.com/providers/remodel-health/)** Full-service ICHRA+ Midsize and enterprise employers with complex integrations or service needs Custom quote **[PeopleKeep](https://ichrareport.com/providers/peoplekeep/)** Straightforward digital administration Small and midsize employers that value simple administration and price visibility Starts at $25 PEPM plus a $50 base fee on the reviewed page **[Thatch](https://ichrareport.com/providers/thatch/)** Health wallet and platform APIs Technology-forward employers and software platforms Standard four-person example $230/month; Custom ten-enrolled minimum $2,400/year **[SureCo](https://ichrareport.com/providers/sureco/)** Large-group specialist Generally 200+ eligible employees and consultant-led implementations Custom quote **[Zorro](https://ichrareport.com/providers/zorro/)** ICHRA administrator and plan-selection platform Employers and brokers evaluating guided individual-plan selection No complete public administrator fee schedule verified **[benefitbay](https://ichrareport.com/providers/benefitbay/)** ICHRA administrator with broker and carrier-facing operations Brokers and employers needing guided enrollment and payment operations No complete public administrator fee schedule verified **[zizzl health](https://ichrareport.com/providers/zizzl-health/)** Broker-distributed ICHRA platform Brokers evaluating an ICHRA implementation partner No complete public administrator fee schedule verified **[StretchDollar](https://ichrareport.com/providers/stretchdollar/)** HRA administrator with separate employer and broker pricing Smaller employers comparing a clearly stated base and active-employee fee Employer: $100 monthly base plus $25 per active employee on the reviewed page; broker portal is a separate $99 monthly offer **[Nexben](https://ichrareport.com/providers/nexben/)** ICHRA platform using named integration and shopping partners Employers asking for an integrated shopping and HRIS workflow No complete public administrator fee schedule verified **[Gravie](https://ichrareport.com/providers/gravie/)** Multi-product benefits company with an ICHRA/CHOICE offering Employers comparing an ICHRA-specific service with group alternatives No complete public CHOICE/ICHRA administrator fee schedule verified **[Flyte HCM](https://ichrareport.com/providers/flyte-hcm/)** ICHRA service marketer; administration and partner boundaries require confirmation Employers assessing an HRA alongside HR and payroll services Pricing guide requires a form; no numeric administrator fee verified on the inspected page **[Decisely](https://ichrareport.com/providers/decisely/)** ICHRA-related benefits channel; administrator status not publicly verified A candidate for further diligence, not an established like-for-like administrator ICHRA administrator fee and responsible entity not publicly verified ## What actually separates these companies These public sources describe different roles: administrators, broker-distributed services, payment-oriented platforms and a scoped benefits-channel entry. PeopleKeep and Remodel Health are related brands. Decisely's administrator role is not publicly verified in this review. Take Command, Thatch, PeopleKeep and StretchDollar expose some fee information, but their billable units and packages differ. Those differences help build a shortlist, but they do not decide the purchase. The winner for one employer can be the wrong choice for another because local insurance markets, workforce size, internal capacity, payment needs, and support expectations vary. ## The questions the matrix cannot answer **Complete price** What is the annual cost for the same eligible and enrolled census? **Implementation** Who owns the timeline, data cleanup, notices, enrollment, and launch? **Payments** How are premiums paid and recovered when a transaction fails? **Integrations** Which systems are truly connected for the employer’s exact configuration? **Support** Who helps employees choose plans and resolve coverage problems? **Results** What outcomes can be shown for employers with a similar workforce? ## Our shortlist advice Most employers should bring two or three providers into a structured evaluation. Give each company the same census, contribution assumptions, implementation requirements, and service questions. Ask for the same pricing format and the same type of customer references. That is the only way to turn a public comparison into a defensible buying decision. ## Sources used for this comparison [1 Savii — Savii — Modern ICHRA benefits platform Provider-published overview of its platform, plan-shopping experience, administration, and support model. Source reviewed 2026-08-16](https://savii.ai/)[2 Savii — Solutions for Employers Provider-published documentation for contribution management, enrollment tracking, compliance workflows, reporting, and intended employer segments. Source reviewed 2026-09-11](https://savii.ai/solutions-for-employers)[3 Savii — About ICHRA Provider-published description of implementation, documentation, substantiation, and employer use cases. Source reviewed 2026-08-16](https://savii.ai/about-ichra)[4 Savii — Book a Savii demo Provider page addressing employers, employees, and brokers. Source reviewed 2026-08-16](https://savii.ai/lets-talk)[5 Take Command — Take Command HRA administration Provider-published overview stating support for enrollment, compliance, and employees and use by more than 8,000 organizations. Source reviewed 2026-09-11](https://www.takecommandhealth.com/)[6 Take Command — ICHRA employee affordability calculator Provider-operated affordability tool and employee-facing explanation. Source reviewed 2026-08-16](https://www.takecommandhealth.com/ichra-employee-affordability-calculator)[7 Take Command — ICHRA administration tool: dated educational pricing March 7, 2023 article contains historical starting-price guidance. Not confirmed as a current September 2026 schedule; previously indexed /pricing returned HTTP 404 during review. Source reviewed 2026-09-12](https://www.takecommandhealth.com/blog/ichra-administration-tool)[8 Take Command — Current HRA administration pricing Small $25+ PEPM and $40+ platform; large custom PEPM and $100+ platform. Active waiver needed to avoid billing. Source reviewed 2026-09-25](https://www.takecommandhealth.com/take-command-pricing)[9 Remodel Health — ICHRA+ Provider-published description of automated premium payments, employer tools, and compatibility with more than 200 HRIS and payroll systems. Source reviewed 2026-09-11](https://remodelhealth.com/ichra-plus)[10 Remodel Health — Remodel Health for brokers and agents Provider-published scale, service, broker-support, and PeopleKeep relationship claims. Source reviewed 2026-08-16](https://remodelhealth.com/brokers-and-agents)[11 Remodel Health — ICHRA for enterprise businesses Provider-published enterprise capabilities, payment operations, integration breadth, and customer-support claims. Source reviewed 2026-08-16](https://remodelhealth.com/enterprise-businesses)[12 Remodel Health — ClearChoice launch ClearChoice is a Remodel Health service identity, not a separate administrator. Source reviewed 2026-09-25](https://remodelhealth.com/news/remodel-health-launches-clearchoice)[13 Remodel Health — UKG technology partnership Named company integration announcement; exact employer configuration needs verification. Source reviewed 2026-09-25](https://remodelhealth.com/news/remodel-health-introduces-technology-partnership-with-ukg)[14 Remodel Health — Paylocity integration announcement Named company integration announcement; exact employer configuration needs verification. Source reviewed 2026-09-25](https://remodelhealth.com/news/remodel-health-announces-strategic-integration-with-paylocity)[15 PeopleKeep — PeopleKeep pricing Provider-published ICHRA pricing starting at $25 per employee per month plus a $50 base fee, with no charge for employees who opt out. The page also specifies a three-seat minimum and seat fees for account administrators; confirm the total quote. Source reviewed 2026-09-25](https://www.peoplekeep.com/pricing)[16 PeopleKeep — PeopleKeep ICHRA administration Provider-published product overview for digital HRA administration, shopping, documentation, and expense tracking. Source reviewed 2026-09-11](https://www.peoplekeep.com/individual-coverage-hra-ichra)[17 PeopleKeep — PeopleKeep ICHRA contribution reporting Provider-customer dataset and contribution analysis. Useful as a directional benchmark, not a census of the full ICHRA market. Source reviewed 2026-08-16](https://www.peoplekeep.com/blog/ichra-report)[18 Thatch — Thatch modern health benefits platform Provider-published platform, health-wallet, support-metric, and ICHRA information. Source reviewed 2026-08-16](https://thatch.com/)[19 Thatch — Custom ICHRA plans and administration Provider-published employer design, employee-class budgeting, launch, and administration information. Source reviewed 2026-08-16](https://thatch.com/ichra)[20 Thatch — Thatch for Platforms Provider-published APIs and embeddable components for platforms integrating ICHRA workflows. Source reviewed 2026-08-16](https://thatch.com/platforms)[21 Thatch — Thatch welcomes Venteur customers Provider announcement that Venteur employers, employees, and brokers would transition to Thatch beginning in April 2026. Source reviewed 2026-08-16](https://thatch.com/press/venteur)[22 Thatch Support — Venteur member transition FAQs Support documentation stating that Venteur customers were transferred during April 2026. Source reviewed 2026-08-16](https://support.thatch.com/venteur-member-transition-faq)[23 Thatch — Standard and Enterprise pricing Standard: 1–49 eligible employees, $45 per enrolled employee monthly, compliance fee starting at $25/month; unspecified minimum fee. Enterprise is custom. Source reviewed 2026-09-12](https://thatch.com/pricing)[24 Thatch — Current pricing and billing examples Four-person Standard example $230/month; Custom 10-enrolled-employee minimum $2,400/year. Examples are not universal quotes. Source reviewed 2026-09-25](https://thatch.com/pricing)[25 Thatch — Series C announcement September 15 company announcement; funding and distribution claims are not service or savings outcomes. Source reviewed 2026-09-25](https://thatch.com/v3/blog/thatch-series-c-announcement)[26 SureCo — SureCo for HR teams Provider-published specialization for organizations with roughly 200 or more eligible employees, plus carrier, HRIS, and compliance capabilities. Source reviewed 2026-08-16](https://www.sureco.com/human-resources)[27 SureCo — SureCo enrollment platform Provider-published large-group enrollment, provider lookup, plan filtering, HRIS synchronization, reporting, and support information. Source reviewed 2026-08-16](https://www.sureco.com/enrollment-platform)[28 SureCo — 2026 State of ICHRA Report Vendor-sponsored research using surveys and behavioral data. Treat findings as directional and review the report methodology before relying on them. Source reviewed 2026-08-16](https://www.sureco.com/2026-state-of-ichra-report-sureco)[29 SureCo — 2025 Series A announcement Dated September 30, 2025; historical context only, not 2026 news. Source reviewed 2026-09-25](https://www.prnewswire.com/news-releases/sureco-raises-23-million-series-a-from-health-velocity-capital-and-kaiser-permanente-ventures-to-meet-accelerating-demand-for-ichra-among-large-employers-302570221.html)[30 Zorro — Zorro ICHRA and CHOICE platform Zorro describes employer plan design, broker tools and employee decision support. Its published savings examples are selected company case studies, not comparable outcomes across providers. Source reviewed 2026-09-25](https://www.myzorro.co/)[31 benefitbay — benefitbay ICHRA administration overview benefitbay says it offers licensed in-house advisors, reimbursement accounts and direct carrier payment. Its retention, satisfaction and no-lapse statements are company claims; the page does not provide a comparable independent audit. Source reviewed 2026-09-25](https://www.benefitbay.com/)[32 zizzl health — zizzl health ICHRA platform zizzl describes a broker-led channel. Georgia's insurance office names it among the commercial partners behind Georgia Access for Business; that confirms participation, not employer uptake or employee outcomes. Source reviewed 2026-09-25](https://zizzlhealth.com/)[33 Georgia Office of Commissioner of Insurance — Georgia Access for Business launch Official announcement names zizzl as one of several commercial partners; no adoption outcome is established. Source reviewed 2026-09-25](https://oci.georgia.gov/press-releases/2026-09-15/insurance-commissioner-john-f-king-launches-georgia-access-business)[34 StretchDollar — StretchDollar pricing The pricing page distinguishes an employer's $100 monthly base plus $25 per active employee from a $99 monthly broker portal. Neither is an insurance premium or an all-in employer contribution. Source reviewed 2026-09-25](https://www.stretchdollar.com/pricing)[35 Nexben — Nexben ICHRA offering Nexben identifies Finch and eHealth as partners. Finch's connection count must not be presented as native Nexben integrations; the actual employer system and enrollment handoff need confirmation. Source reviewed 2026-09-25](https://www.nexben.com/ichra/)[36 Gravie — Gravie ICHRA offering Gravie markets CHOICE/ICHRA alongside distinct products. Savings claims on its site are company marketing, not an independent comparison for the same workforce. Source reviewed 2026-09-25](https://www.gravie.com/ichra/)[37 Flyte HCM — Flyte HCM ICHRA page Flyte's public ICHRA page describes the service and directs readers to request pricing. A linked application uses another ICHRA domain, so this review does not assume Flyte alone performs every administrative step. Source reviewed 2026-09-25](https://flytehcm.com/ichra/)[38 Decisely — Decisely benefits services Public ICHRA-related material establishes topical participation, but does not make the contractual administrator and payment operator sufficiently clear to compare Decisely as a fully verified administrator. Source reviewed 2026-09-25](https://decisely.com/) Review dates are recorded for each source above. Company pages are useful for confirming how a product is described, but they do not prove service quality or customer results.