[
  {
    "id": "GOV-ICHRA",
    "publisher": "HealthCare.gov",
    "title": "Individual Coverage Health Reimbursement Arrangements",
    "url": "https://www.healthcare.gov/small-businesses/learn-more/individual-coverage-hra/",
    "note": "Federal overview of ICHRA contributions, employee classes, class-size minimums, affordability, and implementation timing.",
    "type": "government-primary",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "GOV-EMPLOYEE",
    "publisher": "HealthCare.gov",
    "title": "Individual coverage HRA offer and Marketplace coverage",
    "url": "https://www.healthcare.gov/job-based-help/ichra/",
    "note": "Federal guidance for employees evaluating affordability, premium tax credits, and enrollment choices.",
    "type": "government-primary",
    "reviewed_at": "2026-08-16"
  },
  {
    "id": "IRS-2026",
    "publisher": "Internal Revenue Service",
    "title": "Revenue Procedure 2025-25",
    "url": "https://www.irs.gov/irb/2025-32_IRB",
    "note": "Sets the required contribution percentage at 9.96% for plan years beginning in 2026.",
    "type": "government-primary",
    "reviewed_at": "2026-08-16"
  },
  {
    "id": "IRS-PTC",
    "publisher": "Internal Revenue Service",
    "title": "Questions and answers on the Premium Tax Credit",
    "url": "https://www.irs.gov/affordable-care-act/individuals-and-families/questions-and-answers-on-the-premium-tax-credit",
    "note": "Current premium-tax-credit affordability percentages and interaction with employer-sponsored coverage.",
    "type": "government-primary",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "IRS-RULE",
    "publisher": "Internal Revenue Service",
    "title": "Internal Revenue Bulletin 2019-28 \u2014 HRA integration final rules",
    "url": "https://www.irs.gov/irb/2019-28_IRB",
    "note": "Primary regulatory text for ICHRA notice timing, individual-coverage substantiation, classes, and opt-out rules.",
    "type": "government-primary",
    "reviewed_at": "2026-08-16"
  },
  {
    "id": "IRS-SAFE",
    "publisher": "Internal Revenue Service",
    "title": "ICHRA affordability safe harbors",
    "url": "https://www.irs.gov/irb/2019-42_IRB",
    "note": "Employer-mandate safe-harbor framework for applying ICHRA affordability rules.",
    "type": "government-primary",
    "reviewed_at": "2026-08-16"
  },
  {
    "id": "CMS-2026",
    "publisher": "Centers for Medicare & Medicaid Services",
    "title": "2026 Marketplace Open Enrollment Report",
    "url": "https://www.cms.gov/newsroom/press-releases/exchange-coverage-remains-near-record-high-23-1-million-enroll-2026-reflecting-continued-strength",
    "note": "Reports 23.1 million Marketplace plan selections or automatic re-enrollments during the 2026 open enrollment period.",
    "type": "government-primary",
    "reviewed_at": "2026-08-16"
  },
  {
    "id": "HRAC-2025",
    "publisher": "HRA Council",
    "title": "Growth Trends for ICHRA & QSEHRA 2024\u20132025",
    "url": "https://hracouncil.org/report/",
    "note": "Aggregated industry report from 15 member organizations; reports 34% ALE ICHRA growth, 52% non-ALE growth, and 83% first-time benefit offerers in the contributed dataset.",
    "type": "industry-aggregated",
    "reviewed_at": "2026-08-16"
  },
  {
    "id": "HRAC-MS",
    "publisher": "HRA Council",
    "title": "Mississippi Governor Signs ICHRA Tax Credit Bill",
    "url": "https://www.hracouncil.org/page-18068/13624251",
    "note": "Industry association notice linking to Mississippi's enacted 2026 ICHRA tax-credit legislation.",
    "type": "industry-secondary",
    "reviewed_at": "2026-08-16"
  },
  {
    "id": "HRAC-AZ",
    "publisher": "HRA Council",
    "title": "Arizona ICHRA bill highlights state progress",
    "url": "https://hracouncil.org/news/13641596",
    "note": "Industry association summary of Arizona HB 2693, signed June 4, 2026, directing an ICHRA feasibility study for state employees.",
    "type": "industry-secondary",
    "reviewed_at": "2026-08-16"
  },
  {
    "id": "SAV-HOME",
    "publisher": "Savii",
    "title": "Savii \u2014 Modern ICHRA benefits platform",
    "url": "https://savii.ai/",
    "note": "Provider-published overview of its platform, plan-shopping experience, administration, and support model.",
    "type": "provider-primary",
    "reviewed_at": "2026-08-16"
  },
  {
    "id": "SAV-EMPLOYER",
    "publisher": "Savii",
    "title": "Solutions for Employers",
    "url": "https://savii.ai/solutions-for-employers",
    "note": "Provider-published documentation for contribution management, enrollment tracking, compliance workflows, reporting, and intended employer segments.",
    "type": "provider-primary",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "SAV-ICHRA",
    "publisher": "Savii",
    "title": "About ICHRA",
    "url": "https://savii.ai/about-ichra",
    "note": "Provider-published description of implementation, documentation, substantiation, and employer use cases.",
    "type": "provider-primary",
    "reviewed_at": "2026-08-16"
  },
  {
    "id": "SAV-DEMO",
    "publisher": "Savii",
    "title": "Book a Savii demo",
    "url": "https://savii.ai/lets-talk",
    "note": "Provider page addressing employers, employees, and brokers.",
    "type": "provider-primary",
    "reviewed_at": "2026-08-16"
  },
  {
    "id": "TC-HOME",
    "publisher": "Take Command",
    "title": "Take Command HRA administration",
    "url": "https://www.takecommandhealth.com/",
    "note": "Provider-published overview stating support for enrollment, compliance, and employees and use by more than 8,000 organizations.",
    "type": "provider-primary",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "TC-PRICE",
    "publisher": "Take Command",
    "title": "HRA administration pricing",
    "url": "https://www.takecommandhealth.com/pricing",
    "note": "Historical source retained for provenance. The URL returned HTTP 404 on September 12, 2026; it is not current pricing evidence. See PRICE-TC-2023 and the pricing-transparency audit.",
    "type": "provider-primary",
    "reviewed_at": "2026-09-12"
  },
  {
    "id": "TC-CALC",
    "publisher": "Take Command",
    "title": "ICHRA employee affordability calculator",
    "url": "https://www.takecommandhealth.com/ichra-employee-affordability-calculator",
    "note": "Provider-operated affordability tool and employee-facing explanation.",
    "type": "provider-primary",
    "reviewed_at": "2026-08-16"
  },
  {
    "id": "RH-PLUS",
    "publisher": "Remodel Health",
    "title": "ICHRA+",
    "url": "https://remodelhealth.com/ichra-plus",
    "note": "Provider-published description of automated premium payments, employer tools, and compatibility with more than 200 HRIS and payroll systems.",
    "type": "provider-primary",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "RH-BROKER",
    "publisher": "Remodel Health",
    "title": "Remodel Health for brokers and agents",
    "url": "https://remodelhealth.com/brokers-and-agents",
    "note": "Provider-published scale, service, broker-support, and PeopleKeep relationship claims.",
    "type": "provider-primary",
    "reviewed_at": "2026-08-16"
  },
  {
    "id": "RH-ENTERPRISE",
    "publisher": "Remodel Health",
    "title": "ICHRA for enterprise businesses",
    "url": "https://remodelhealth.com/enterprise-businesses",
    "note": "Provider-published enterprise capabilities, payment operations, integration breadth, and customer-support claims.",
    "type": "provider-primary",
    "reviewed_at": "2026-08-16"
  },
  {
    "id": "PK-PRICE",
    "publisher": "PeopleKeep",
    "title": "PeopleKeep pricing",
    "url": "https://www.peoplekeep.com/pricing",
    "note": "Provider-published ICHRA pricing starting at $25 per employee per month plus a $50 base fee, with no charge for employees who opt out. The page also specifies a three-seat minimum and seat fees for account administrators; confirm the total quote.",
    "type": "provider-primary",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "PK-ICHRA",
    "publisher": "PeopleKeep",
    "title": "PeopleKeep ICHRA administration",
    "url": "https://www.peoplekeep.com/individual-coverage-hra-ichra",
    "note": "Provider-published product overview for digital HRA administration, shopping, documentation, and expense tracking.",
    "type": "provider-primary",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "PK-REPORT",
    "publisher": "PeopleKeep",
    "title": "PeopleKeep ICHRA contribution reporting",
    "url": "https://www.peoplekeep.com/blog/ichra-report",
    "note": "Provider-customer dataset and contribution analysis. Useful as a directional benchmark, not a census of the full ICHRA market.",
    "type": "provider-research",
    "reviewed_at": "2026-08-16"
  },
  {
    "id": "TH-HOME",
    "publisher": "Thatch",
    "title": "Thatch modern health benefits platform",
    "url": "https://thatch.com/",
    "note": "Provider-published platform, health-wallet, support-metric, and ICHRA information.",
    "type": "provider-primary",
    "reviewed_at": "2026-08-16"
  },
  {
    "id": "TH-ICHRA",
    "publisher": "Thatch",
    "title": "Custom ICHRA plans and administration",
    "url": "https://thatch.com/ichra",
    "note": "Provider-published employer design, employee-class budgeting, launch, and administration information.",
    "type": "provider-primary",
    "reviewed_at": "2026-08-16"
  },
  {
    "id": "TH-API",
    "publisher": "Thatch",
    "title": "Thatch for Platforms",
    "url": "https://thatch.com/platforms",
    "note": "Provider-published APIs and embeddable components for platforms integrating ICHRA workflows.",
    "type": "provider-primary",
    "reviewed_at": "2026-08-16"
  },
  {
    "id": "TH-VENTEUR",
    "publisher": "Thatch",
    "title": "Thatch welcomes Venteur customers",
    "url": "https://thatch.com/press/venteur",
    "note": "Provider announcement that Venteur employers, employees, and brokers would transition to Thatch beginning in April 2026.",
    "type": "provider-primary",
    "reviewed_at": "2026-08-16"
  },
  {
    "id": "TH-TRANSITION",
    "publisher": "Thatch Support",
    "title": "Venteur member transition FAQs",
    "url": "https://support.thatch.com/venteur-member-transition-faq",
    "note": "Support documentation stating that Venteur customers were transferred during April 2026.",
    "type": "provider-primary",
    "reviewed_at": "2026-08-16"
  },
  {
    "id": "SC-HR",
    "publisher": "SureCo",
    "title": "SureCo for HR teams",
    "url": "https://www.sureco.com/human-resources",
    "note": "Provider-published specialization for organizations with roughly 200 or more eligible employees, plus carrier, HRIS, and compliance capabilities.",
    "type": "provider-primary",
    "reviewed_at": "2026-08-16"
  },
  {
    "id": "SC-PLATFORM",
    "publisher": "SureCo",
    "title": "SureCo enrollment platform",
    "url": "https://www.sureco.com/enrollment-platform",
    "note": "Provider-published large-group enrollment, provider lookup, plan filtering, HRIS synchronization, reporting, and support information.",
    "type": "provider-primary",
    "reviewed_at": "2026-08-16"
  },
  {
    "id": "SC-REPORT",
    "publisher": "SureCo",
    "title": "2026 State of ICHRA Report",
    "url": "https://www.sureco.com/2026-state-of-ichra-report-sureco",
    "note": "Vendor-sponsored research using surveys and behavioral data. Treat findings as directional and review the report methodology before relying on them.",
    "type": "provider-research",
    "reviewed_at": "2026-08-16"
  },
  {
    "id": "IRS-2027",
    "publisher": "Internal Revenue Service",
    "title": "Revenue Procedure 2026-26",
    "url": "https://www.irs.gov/irb/2026-31_irb",
    "note": "Section 3.02 sets the required contribution percentage at 10.22% for plan years beginning in 2027. Section 5 establishes the effective period.",
    "type": "government-primary",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "HRAC-2026",
    "publisher": "HRA Council",
    "title": "2026 Growth Trends report hub and methodology",
    "url": "https://www.hracouncil.org/report",
    "type": "industry-aggregated",
    "note": "Reporting hub lists 17 contributing organizations. The full report has now been reviewed; see the separate Volume Five source for figures and methodology.",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "CMS-CHOICE",
    "publisher": "CMS",
    "title": "Employer initiatives: CHOICE Arrangements",
    "url": "https://www.cms.gov/marketplace/employer-initiatives",
    "type": "government-primary",
    "published_at": null,
    "note": "Page modified September 10, 2026; identifies CHOICE as the current agency name for ICHRA. Administrative resources do not establish new legislation.",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "SBA-CHOICE",
    "publisher": "U.S. Small Business Administration",
    "title": "SBA recognizes CHOICE Arrangements",
    "url": "https://legacy.sba.gov/article/2026/09/03/sba-recognizes-innovative-choice-arrangements-major-win-small-businesses",
    "type": "government-primary",
    "published_at": "2026-09-03",
    "note": "September 3 agency announcement. Promotional savings claims are not used as independently measured outcomes.",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "CMS-TPA",
    "publisher": "CMS",
    "title": "CHOICE Arrangement third-party administrator information",
    "url": "https://www.cms.gov/files/document/choice-arrangement-third-party-administrator-information.pdf",
    "type": "government-primary",
    "published_at": null,
    "note": "Public administrator information sheet linked from CMS employer resources; a discovery resource, not our assessment of provider quality.",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "CMS-STAY-2026",
    "publisher": "CMS",
    "title": "Updated statement regarding City of Columbus v. Kennedy",
    "url": "https://www.cms.gov/files/document/statement-re-city-columbus-080426.pdf",
    "type": "government-primary",
    "published_at": "2026-08-04",
    "note": "Two-page August 4 statement describes the July 16 stay of specified 2027 rule provisions and the November 1\u2013January 15 federal enrollment period. Litigation remains subject to change.",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "CMS-GUIDANCE",
    "publisher": "CMS",
    "title": "Marketplace regulations and guidance",
    "url": "https://www.cms.gov/marketplace/resources/regulations-guidance",
    "type": "government-primary",
    "published_at": null,
    "note": "Primary update index used to check whether rule announcements have later implementation guidance.",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "CMS-2027-RULE",
    "publisher": "CMS",
    "title": "2027 Payment Notice final-rule announcement",
    "url": "https://www.cms.gov/newsroom/press-releases/cms-final-rule-lowers-costs-cracks-down-fraud-expands-state-control",
    "type": "government-primary",
    "published_at": "2026-05-15",
    "note": "Historical rule announcement; read alongside the subsequent August 4 court-status statement. Do not assume every announced provision is in effect.",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "HRAC-2026-REPORT",
    "publisher": "HRA Council",
    "title": "Growth Trends for ICHRA & QSEHRA, Volume Five",
    "url": "https://www.hracouncil.org/resources/Documents/2026%20HRA%20Council%20Data%20Report%20-%20PDF%20Version.pdf",
    "type": "industry-aggregated",
    "published_at": "2026-08-12",
    "note": "Full 14-page report reviewed, including tables on pages 6, 8\u201310 and methodology on page 13. January 31 observation date; contributed records, estimated covered lives, and matched-cohort growth have different denominators.",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "HRAC-2026-RELEASE",
    "publisher": "HRA Council via PR Newswire",
    "title": "2026 Growth Trends report announcement",
    "url": "https://www.prnewswire.com/news-releases/strong-ichra-growth-among-large-employers-strengthens-aca-marketplace-and-risk-pool-hra-council-report-finds-302849192.html",
    "type": "industry-announcement",
    "published_at": "2026-08-12",
    "note": "Association-issued release establishes announcement date and positioning. The underlying PDF controls numerical interpretation.",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "EBRI-2026",
    "publisher": "Employee Benefit Research Institute",
    "title": "2026 EBRI\u2013Morgan Health Employer ICHRA Survey",
    "url": "https://www.ebri.org/docs/default-source/ichra-survey/2026ebrimh_ichrasurvey.pdf",
    "type": "sponsored-survey",
    "published_at": "2026-07-28",
    "note": "28-page chartbook; 984 decision-makers, online fieldwork March 19\u2013May 5, 2026. Three sample segments; respondents receive an ICHRA description before interest questions. Intent is not implementation.",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "EBRI-HUB",
    "publisher": "Employee Benefit Research Institute",
    "title": "ICHRA survey program and sponsors",
    "url": "https://www.ebri.org/health/ichra-survey",
    "type": "research-methodology",
    "published_at": null,
    "note": "Research scope and commercial sponsor disclosures; sponsor participation includes questionnaire input.",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "MORGAN-2026",
    "publisher": "Morgan Health",
    "title": "New EBRI\u2013Morgan Health survey on ICHRAs",
    "url": "https://www.morganhealth.com/insights/new-ebri-morgan-health-survey-on-ichras",
    "type": "research-sponsor-summary",
    "published_at": "2026-07-28",
    "note": "Sponsor's interpretation of employer research. Headline percentages may use different groups; the chartbook and question denominator take precedence.",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "HS-MIDYEAR-2026",
    "publisher": "HealthSherpa for ICHRA",
    "title": "2026 ICHRA mid-year update",
    "url": "https://www.linkedin.com/posts/healthsherpa-for-ichra_2026-ichra-mid-year-update-activity-7485725377185710080-ZspX",
    "type": "provider-research",
    "published_at": null,
    "note": "Company-channel post reports 58% year-to-date enrollment-flow growth and an estimated national market above one million members. Exact publication date was not displayed; estimate is not a census.",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "CIGNA-2027",
    "publisher": "Cigna Healthcare",
    "title": "Individual and family medical plan shopping notice",
    "url": "https://shopifp.cigna.com/",
    "type": "insurer-announcement",
    "published_at": null,
    "note": "Undated notice checked September 11: individual/family medical plans will not be offered for 2027; dental continues. Does not describe Cigna group coverage.",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "JUSTWORKS-THATCH",
    "publisher": "Justworks",
    "title": "Justworks partners with Thatch on ICHRA",
    "url": "https://www.justworks.com/press/press-release/justworks-partners-with-thatch-on-health-insurance-reimbursement-offering-ICHRA",
    "type": "provider-announcement",
    "published_at": "2026-07-28",
    "note": "Product partnership launch, not an acquisition. Features and operational scope are company descriptions, not independently tested service results.",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "ZORRO-ORI",
    "publisher": "Zorro via PRWeb",
    "title": "Zorro launches Ori for ICHRA plan selection",
    "url": "https://www.prweb.com/releases/zorro-launches-ori-an-ai-co-pilot-for-personalized-ichra-benefits-plan-selection-302854867.html",
    "type": "provider-announcement",
    "published_at": "2026-08-19",
    "note": "Announces AI navigator rollout to initial cohorts; full availability targeted for October 2026. Expanded concierge service described for employers with 250+ employees. Performance not independently tested.",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "IN-DOR-2026",
    "publisher": "Indiana Department of Revenue",
    "title": "2026 legislative synopsis: HEA 1210",
    "url": "https://www.in.gov/dor/files/legislative-synopsis-2026.pdf",
    "type": "government-primary",
    "published_at": null,
    "note": "Pages 23\u201324 summarize ICHRA credit amendments, retroactive January 1, 2026; capped contributions and calendar-year program limit. Taxpayer eligibility and claims need current DOR instructions.",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "MS-DOR-2026",
    "publisher": "Mississippi Department of Revenue",
    "title": "2026 legislation: HB 343",
    "url": "https://www.dor.ms.gov/forms-resources/laws-regulations/2026-legislation",
    "type": "government-primary",
    "published_at": null,
    "note": "Confirms HB 343 creates an ICHRA-related small-employer income tax credit. No application availability or credit reservation is inferred.",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "MS-LEG-2026",
    "publisher": "Mississippi Legislature",
    "title": "2026 legislative summary: HB 343",
    "url": "https://www.legislature.ms.gov/media/1368/26-summary.pdf",
    "type": "government-primary",
    "published_at": null,
    "note": "Page 153 records signature April 6, 2026 and effective date January 1, 2026; defines qualifying employers. Reviewed excerpt; detailed claim mechanics are not reproduced.",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "FL-HB141",
    "publisher": "Florida Senate",
    "title": "2026 HB 141 bill history",
    "url": "https://flsenate.gov/Session/Bill/2026/141/ByVersion",
    "type": "government-primary",
    "published_at": null,
    "note": "History records HB 141 died in Insurance & Banking on March 13, 2026. A proposed effective date is not proof of enactment.",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "TX-SB1949",
    "publisher": "Texas Legislature",
    "title": "89th Legislature SB 1949 history",
    "url": "https://capitol.texas.gov/BillLookup/History.aspx?Bill=SB1949&LegSess=89R",
    "type": "government-primary",
    "published_at": null,
    "note": "2025 bill record shows referral to Finance, not enactment. Historical proposal, not a verified available tax benefit.",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "IRS-HSA-2026",
    "publisher": "Internal Revenue Service",
    "title": "Notice 2026-5: HSA eligibility guidance",
    "url": "https://www.irs.gov/irb/2026-02_IRB",
    "type": "government-primary",
    "published_at": null,
    "note": "Notice 2026-5, Q&A 4\u20138: qualifying individual bronze/catastrophic plans, ICHRA interaction, and off-Exchange coverage. Plan eligibility does not establish an individual's eligibility to contribute.",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "CMS-PREMIUM-DATA",
    "publisher": "CMS",
    "title": "ICHRA premium lookup data dictionary",
    "url": "https://www.cms.gov/files/document/ichra-employer-lowest-cost-silver-plan-premium-look-up-table-data-dictionary.pdf",
    "type": "government-primary",
    "published_at": null,
    "note": "Reviewed dictionary describes 2026 lowest-cost Silver data and geographic/platform scope. It is not a verified 2027 premium table.",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "CMS-EFFECTUATED",
    "publisher": "CMS",
    "title": "Marketplace effectuated enrollment data series",
    "url": "https://data.cms.gov/summary-statistics-on-beneficiary-enrollment/health-insurance-marketplace/",
    "type": "government-primary",
    "published_at": null,
    "note": "Data catalog distinguishes annual and monthly effectuated enrollment. No current numeric count extracted; 2026 plan selections must not be relabeled paid coverage.",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "CONGRESS-CALENDAR",
    "publisher": "U.S. House of Representatives via GovInfo",
    "title": "House calendar, September 8, 2026",
    "url": "https://www.govinfo.gov/content/pkg/CCAL-119hcal-2026-09-08/pdf/CCAL-119hcal-2026-09-08.pdf",
    "type": "government-primary",
    "published_at": "2026-09-08",
    "note": "H.R. 5498 entry: reported amended June 29, supplemental report July 2, Union Calendar 622. Reviewed calendar status is not enacted law.",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "HR6708-INTRO",
    "publisher": "U.S. Congress via GovInfo",
    "title": "H.R. 6708, ICHRA Permanency Act, introduced text",
    "url": "https://www.govinfo.gov/app/details/BILLS-119hr6708ih",
    "type": "government-primary",
    "published_at": "2025-12-15",
    "note": "Introduced House version; useful to identify the proposal, not sufficient to assert its complete current procedural history.",
    "reviewed_at": "2026-09-11"
  },
  {
    "id": "HG-COSTS",
    "publisher": "HealthCare.gov",
    "title": "Compare total yearly health-care costs",
    "url": "https://www.healthcare.gov/choose-a-plan/your-total-costs/",
    "type": "government-primary",
    "published_at": null,
    "reviewed_at": "2026-09-12",
    "note": "Premiums and costs when receiving care; educational guidance, not a quote."
  },
  {
    "id": "HG-NETWORK",
    "publisher": "HealthCare.gov",
    "title": "Getting medical care with Marketplace coverage",
    "url": "https://www.healthcare.gov/using-marketplace-coverage/getting-medical-care/",
    "type": "government-primary",
    "published_at": null,
    "reviewed_at": "2026-09-12",
    "note": "Directory and insurer checks for access to care."
  },
  {
    "id": "HG-DRUGS",
    "publisher": "HealthCare.gov",
    "title": "Prescription medications and Marketplace coverage",
    "url": "https://www.healthcare.gov/using-marketplace-coverage/prescription-medications/",
    "type": "government-primary",
    "published_at": null,
    "reviewed_at": "2026-09-12",
    "note": "Formulary and insurer checks; no individual drug determination."
  },
  {
    "id": "HG-ENROLL",
    "publisher": "HealthCare.gov",
    "title": "Complete your enrollment and pay your first premium",
    "url": "https://www.healthcare.gov/apply-and-enroll/complete-your-enrollment/",
    "type": "government-primary",
    "published_at": null,
    "reviewed_at": "2026-09-12",
    "note": "Initial premium payment and confirmation of coverage with the insurer."
  },
  {
    "id": "HG-RENEW",
    "publisher": "HealthCare.gov",
    "title": "Keep or change your insurance plan",
    "url": "https://www.healthcare.gov/keep-or-change-plan/",
    "type": "government-primary",
    "published_at": null,
    "reviewed_at": "2026-09-12",
    "note": "Renewal review and updating Marketplace information."
  },
  {
    "id": "PRICE-PK",
    "publisher": "PeopleKeep",
    "title": "ICHRA pricing and billing FAQ",
    "url": "https://www.peoplekeep.com/pricing",
    "type": "provider-primary",
    "published_at": null,
    "reviewed_at": "2026-09-12",
    "note": "Current displayed starting rate, monthly base, three-seat minimum and account-administrator billing. Provider statements, not an independently verified contract."
  },
  {
    "id": "PRICE-TH",
    "publisher": "Thatch",
    "title": "Standard and Enterprise pricing",
    "url": "https://thatch.com/pricing",
    "type": "provider-primary",
    "published_at": null,
    "reviewed_at": "2026-09-12",
    "note": "Standard: 1\u201349 eligible employees, $45 per enrolled employee monthly, compliance fee starting at $25/month; unspecified minimum fee. Enterprise is custom."
  },
  {
    "id": "PRICE-RH",
    "publisher": "Remodel Health",
    "title": "Frequently asked questions",
    "url": "https://remodelhealth.com/faqs",
    "type": "provider-primary",
    "published_at": null,
    "reviewed_at": "2026-09-12",
    "note": "Subscription fee described without a numeric schedule. PeopleKeep is identified as a related small-business platform; its price is not treated as Remodel Health ICHRA+ pricing."
  },
  {
    "id": "PRICE-SC",
    "publisher": "SureCo",
    "title": "Frequently asked questions",
    "url": "https://www.sureco.com/frequently-asked-questions",
    "type": "provider-primary",
    "published_at": null,
    "reviewed_at": "2026-09-12",
    "note": "Administration cost drivers described; numeric employer administration schedule not located on this page."
  },
  {
    "id": "PRICE-SAV",
    "publisher": "Savii",
    "title": "Public product homepage",
    "url": "https://savii.ai/",
    "type": "provider-primary",
    "published_at": null,
    "reviewed_at": "2026-09-12",
    "note": "No numeric administration schedule located on the reviewed homepage. Premium and contribution interface examples are not administration fees."
  },
  {
    "id": "PRICE-TC-2023",
    "publisher": "Take Command",
    "title": "ICHRA administration tool: dated educational pricing",
    "url": "https://www.takecommandhealth.com/blog/ichra-administration-tool",
    "type": "provider-primary",
    "published_at": "2023-03-07",
    "reviewed_at": "2026-09-12",
    "note": "March 7, 2023 article contains historical starting-price guidance. Not confirmed as a current September 2026 schedule; previously indexed /pricing returned HTTP 404 during review."
  }
]