# Mississippi and Arizona take different ICHRA actions in 2026 Canonical reader page: https://ichrareport.com/news/state-ichra-actions-2026/ Publisher: ICHRA Report Originally published: 2026-09-12 Substantively updated: 2026-09-12 Sources checked: Not recorded Data period: Not recorded [Home](https://ichrareport.com/) [News](https://ichrareport.com/news/) Mississippi and Arizona take different ICHRA actions in 2026 State policy · Source update September 11, 2026 Mississippi's employer-credit action and Arizona's feasibility study have different practical effects. Learn what each state did, which employers should investigate further and why a study does not itself create an available benefit. At a glance Source review **See linked sources** Evidence **Linked** Edition **Dated reporting** By [ICHRA Report](https://ichrareport.com/about/) · Published September 12, 2026 State-policy snapshot Mississippi enacted an employer tax-credit measure associated with ICHRA in 2026, while Arizona enacted legislation directing a feasibility study for a state-employee ICHRA program. These are different policy actions and do not replace the federal rules governing private-employer ICHRA plans. **September source update** Our [new state policy review](https://ichrareport.com/research/ichra-state-policy-review-2026/) checks primary records for Mississippi, Indiana, Florida and Texas, with enacted credits separated from proposals. ## Mississippi: employer incentive Mississippi's Department of Revenue confirms HB 343 created an ICHRA-related small-employer income tax credit. The legislature records signature on April 6, 2026 and an effective date of January 1, 2026. Employers should check eligibility, claim instructions and any allocation limits before including a credit in their budget. [source](https://www.dor.ms.gov/forms-resources/laws-regulations/2026-legislation) [source](https://www.legislature.ms.gov/media/1368/26-summary.pdf) ## Arizona: state feasibility study The HRA Council reported that Arizona HB 2693 was signed on June 4, 2026 and directs a feasibility study concerning ICHRA for state employees. A feasibility study is not the same as a launched state plan or a private-employer tax credit. [source](https://hracouncil.org/news/13641596) ## What employers should infer State action can affect incentives, public-sector adoption, education, and local market participation. It does not eliminate federal class, notice, substantiation, affordability, premium-tax-credit, or employer-mandate requirements. ## Verification checklist - Read the enacted state bill or agency guidance—not only a trade-association summary. - Confirm effective date, eligible employer, eligible employee, qualifying expenditure, and credit limits. - Determine whether appropriations, applications, or agency rulemaking are still required. - Keep the state incentive separate from the federal ICHRA compliance model. - Have tax and benefits counsel review any claimed credit. ### Bottom line State interest in ICHRA is expanding, but each action must be classified correctly: enacted incentive, study, pilot, procurement, or operational program. ## Sources and evidence [1 Mississippi Department of Revenue — 2026 legislation: HB 343 Confirms HB 343 creates an ICHRA-related small-employer income tax credit. No application availability or credit reservation is inferred. Source reviewed 2026-09-11](https://www.dor.ms.gov/forms-resources/laws-regulations/2026-legislation)[2 Mississippi Legislature — 2026 legislative summary: HB 343 Page 153 records signature April 6, 2026 and effective date January 1, 2026; defines qualifying employers. Reviewed excerpt; detailed claim mechanics are not reproduced. Source reviewed 2026-09-11](https://www.legislature.ms.gov/media/1368/26-summary.pdf)[3 HRA Council — Arizona ICHRA bill highlights state progress Industry association summary of Arizona HB 2693, signed June 4, 2026, directing an ICHRA feasibility study for state employees. Source reviewed 2026-08-16](https://hracouncil.org/news/13641596)[4 HealthCare.gov — Individual Coverage Health Reimbursement Arrangements Federal overview of ICHRA contributions, employee classes, class-size minimums, affordability, and implementation timing. Source reviewed 2026-09-11](https://www.healthcare.gov/small-businesses/learn-more/individual-coverage-hra/) Review dates are recorded for each source above. Company pages are useful for confirming how a product is described, but they do not prove service quality or customer results.