# Explore published 2026 health insurance prices

Canonical reader page: https://ichrareport.com/tools/market-explorer/

Publisher: ICHRA Report

Originally published: 2026-09-12

Substantively updated: 2026-09-19

Sources checked: Not recorded

Data period: Not recorded

Representation: public explanation and limitations. Open the canonical reader page to use its controls; this file contains no submitted inputs, live results or calculated scenario.

ICHRA Report · Sources & practical tools

For employees checking coverage options and employers or brokers researching local markets. Choose a state, county and example age to compare published monthly insurance premiums. These dated prices are a starting point for checking an official quote.

CMS now calls an individual coverage HRA (ICHRA) a CHOICE Arrangement. [What changed with the CHOICE name?](https://ichrareport.com/guides/choice-arrangements/) ([CMS terminology](https://www.cms.gov/marketplace/employer-initiatives))

**2026**  plan year   **30**  states   **2,055**  counties   **August 26, 2026**  source update

Published insurance-plan data from the Centers for Medicare & Medicaid Services (CMS), imported September 12, 2026. A premium is the monthly price of insurance. These example prices are before tax credits or employer contributions. This is not a live quote, a 2027 inventory, or a determination of eligibility or ICHRA affordability.

Metal levels describe how a plan and its members share costs; they do not rate care quality. [Read the official explanation](https://www.healthcare.gov/glossary/health-plan-categories/). Your exact age, address and other details can change your quoted price.

State missing? This source does not cover every U.S. market. [Find your official Marketplace](https://www.healthcare.gov/marketplace-in-your-state/).

The explorer needs JavaScript. You can still read [about this data](https://ichrareport.com/research/market-data-methodology/) and open the optional technical section for downloads.

## Check the details before choosing coverage

County-level records do not establish availability at every address. Separate rating-area records are retained. Confirm the exact plan, doctors, prescriptions, network and address with the insurer or Marketplace. Catastrophic and child-only offerings have eligibility restrictions; a displayed premium does not establish eligibility. Missing scenario prices are shown as unavailable.

Deductibles and out-of-pocket limits are the source's individual standard in-network figures; they do not describe every service or reduced-cost-sharing variant. Follow the plan's summary of benefits for the full terms. An administrator's platform access does not guarantee access to every plan in this file.

[About this data](https://ichrareport.com/research/market-data-methodology/) · [Report a data issue](https://ichrareport.com/contact/?kind=correction)

## Turn premium research into an ICHRA decision

These published 2026 premiums are one input. They do not establish employer savings, legal affordability or eligibility.

### Choose the arrangement and budget

Start with [HRA types](https://ichrareport.com/hra/types-of-hra/), then separate insurance premiums, reimbursements and administration in the [ICHRA total-cost guide](https://ichrareport.com/guides/ichra-total-cost/).

### Check the rules and plan the launch

Use the applicable [2026](https://ichrareport.com/guides/ichra-affordability-2026/) or [2027 affordability guide](https://ichrareport.com/guides/ichra-affordability-2027/), check [employee classes](https://ichrareport.com/guides/employee-classes/) and follow the [implementation checklist](https://ichrareport.com/guides/implementation-checklist/). A 2026 premium snapshot is not a 2027 benchmark.