About the insurance-plan data

Where the figures come from

The Centers for Medicare & Medicaid Services (CMS), a federal agency, publishes the original insurance-plan file. ICHRA Report uses selected information from that file to show monthly premiums, plan details and links to insurers' documents.

This edition covers the 2026 plan year in 30 states and 2,055 counties. It does not cover every U.S. market. These are government-published plan records; we have not collected them from employers or surveyed members.

View the original CMS source

How current the prices are

CMS source updated: August 26, 2026.
Added to this explorer: September 12, 2026.

This is a dated snapshot. Prices and plan details do not refresh automatically, and this edition does not show 2027 prices. We review and publish a new edition when we update the underlying data.

What to check before choosing a plan

• Your actual monthly price: displayed premiums are published examples for selected adult ages, before tax credits or employer contributions. Your age, address, household and tobacco use may affect a quote.
• Availability and eligibility: a county listing does not establish that you can enroll at your address. Confirm with the insurer or your official Marketplace.
• Coverage and costs: check your doctors, prescriptions, benefits and the full plan terms. A premium alone does not tell you what care will cost.

Use the explorer to prepare questions and narrow your research. It does not determine eligibility for tax credits or whether an employer's ICHRA offer meets affordability rules.

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