Compare companies that help employers run ICHRA
An ICHRA administrator helps an employer operate the benefit. These six profiles explain each company's publicly described services, pricing information and questions to ask before requesting a proposal.
CMS now calls an individual coverage HRA (ICHRA) a CHOICE Arrangement. What changed with the CHOICE name? (CMS terminology) These are administrator services; employees obtain insurance from carriers.
Start with the type of company you are trying to serve.
There is no universal best ICHRA platform. The better question is whether a provider’s operating model fits the employer’s size, geography, internal team, employee population, and need for hands-on support.
An administrator helps an employer run the reimbursement benefit. The insurance policy comes from an insurer; ICHRA Report reviews public information. These 14 profiles are a selected sample, not a ranking based on tested service outcomes. Decisely is deliberately scoped because its exact administration role is not publicly verified here. Related brands are not independent corporate groups. Brand counts do not establish separate ownership.
Use the 14-profile comparison for common buyer questions, the interactive scenario comparison for side-by-side evidence and the current disclosure monitor for dated public fees. Confirm final terms in writing.
Savii
A guided ICHRA platform centered on contribution design, employee plan shopping, enrollment tracking, compliance workflows, and employer reporting.
Read our reviewTake Command
A broad HRA administrator with employer plan design, enrollment support, compliance administration, and an extensive public education library.
Read our reviewRemodel Health
A full-service ICHRA administrator emphasizing licensed guidance, automated premium payments, broker support, and broad HRIS/payroll integration.
Read our reviewPeopleKeep
A digital HRA administration product with transparent starting pricing, plan documents, employee shopping, expense tracking, and a self-service-oriented buying path.
Read our reviewThatch
A modern ICHRA and health-benefits platform combining employer budgets, individual coverage, a health wallet, support, payroll connections, and platform APIs.
Read our reviewSureCo
A large-group ICHRA specialist with enrollment-at-scale, HRIS synchronization, plan comparison, direct-carrier-payment, compliance, and reporting capabilities.
Read our reviewZorro
An ICHRA platform describing plan design, employee decision support and administration; outcomes and final service terms require verification.
Read our reviewbenefitbay
An ICHRA administrator describing broker tools, licensed employee advisors and direct-to-carrier premium-payment operations.
Read our reviewzizzl health
A broker-first ICHRA platform and a named implementation partner in Georgia Access for Business; statewide outcomes are not yet established.
Read our reviewStretchDollar
An HRA platform with an employer fee schedule published separately from its broker portal charge.
Read our reviewNexben
An ICHRA offering that describes partner-based HRIS connections through Finch and employee plan shopping through eHealth.
Read our reviewGravie
Gravie's CHOICE/ICHRA offering should be evaluated separately from its other insurance and level-funded products.
Read our reviewFlyte HCM
Flyte markets an ICHRA service and offers a pricing guide through a form; the precise administering and partner roles require a written scope.
Read our reviewDecisely
Decisely discusses ICHRA in its benefits materials, but the public evidence reviewed does not establish its exact administration role.
Read our reviewRelated services are not interchangeable administrators.
Benepicks
Newer ICHRA-related offer; public fees and operational duties require verification.
Check sourceLucie by Oscar
Oscar-affiliated shopping service, not established as a standalone HRA administrator.
Check sourceVenteur
The company states that it has closed. Retain historical transition coverage, not an active-provider recommendation.
Check sourceClearChoice and ICHRA+ are Remodel Health service names; PeopleKeep is a related brand. Lucie is Oscar-affiliated shopping infrastructure. Venteur is closed. These entries are kept outside the active-provider profile count.
A useful review should read like a buyer’s field notes.
Features matter, but they are only one part of the decision. We also look at who will lead implementation, how employees get help choosing coverage, how premiums and payroll changes are handled, what the platform costs, and what happens when something breaks.
Read the buyer’s guideNarrow the list before you schedule demos.
Use the provider matrix to identify the two or three companies that best match your workforce and operating needs.