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Original six-provider shortlist

Which ICHRA administrators should you investigate?

Start with your employer's needs, then consider the companies listed for those needs. These are candidates for further review, with reasons and open questions; no provider is established as the best choice for every employer.

By ICHRA Report · Published · Updated

How to read this list

This is not a first-to-sixth ranking. Each company is included for a different reason: employer size, service model, price visibility, technology, or employee experience. The useful question is which two or three providers best match the employer in front of you.

The 2026 provider shortlist

S
Best fit to evaluate

Savii

Savii’s public product is built around guided setup, employee plan shopping, enrollment tracking, compliance, and reporting for growing or multi-state employers.

Read our Savii review
Most relevant forModern and distributed teams
T
Best fit to evaluate

Take Command

Take Command publishes affordability tools, enrollment resources, and extensive guidance for employers of different sizes.

Read our Take Command review
Most relevant forBuyers who value education and broad HRA support
R
Best fit to evaluate

Remodel Health

Remodel Health emphasizes licensed support, premium-payment operations, enterprise service, and more than 200 claimed HRIS and payroll connections.

Read our Remodel Health review
Most relevant forComplex and enterprise implementations
P
Best fit to evaluate

PeopleKeep

PeopleKeep publishes a simple starting price and presents a straightforward digital HRA experience.

Read our PeopleKeep review
Most relevant forSmall employers that want price clarity
T
Best fit to evaluate

Thatch

Thatch combines ICHRA with a health wallet, payroll positioning, APIs, and embeddable components.

Read our Thatch review
Most relevant forModern wallets and embedded platforms
S
Best fit to evaluate

SureCo

SureCo speaks most directly to large-group enrollment, HRIS synchronization, direct carrier payments, and consultant-led implementation.

Read our SureCo review
Most relevant forLarge employers, generally 200+ eligible

Why each company made the list

Savii has a focused story for modern and distributed teams. Take Command is unusually easy to research because of its educational footprint; obtain a current written price. Remodel Health presents the strongest full-service enterprise case. PeopleKeep offers the clearest small-employer starting price. Thatch is differentiated by its wallet and platform strategy. SureCo is the clearest large-group specialist.

Those are meaningful differences, but they are not proof that a provider will outperform the others. Price, implementation quality, employee support, payment operations, integrations, and results must still be confirmed for the actual workforce.

How we built the shortlist

We reviewed each company’s public product pages, pricing material, documentation, market positioning, and available research. We looked for a coherent answer to five questions: who is the product for, what does it help the employer do, what does the employee experience look like, what does it cost, and what would still need to be verified in a demo or contract.

We did not purchase every platform or run the same employer through six implementations. For that reason, we do not publish an overall number-one provider or a synthetic score that implies more certainty than the public information supports.

How to turn this list into a buying process

  1. Choose the two or three provider reviews that match the employer’s size and service needs.
  2. Give every provider the same employee census and contribution assumptions.
  3. Ask for pricing in the same annual format.
  4. Have each company demonstrate enrollment, payroll, payment, and support workflows.
  5. Request customer references from employers with similar size, geography, and complexity.
  6. Move material promises into the contract and implementation plan.

Sources used for the 2026 shortlist

1
Savii — Savii — Modern ICHRA benefits platformProvider-published overview of its platform, plan-shopping experience, administration, and support model.Source reviewed 2026-08-16
 2
Savii — Solutions for EmployersProvider-published documentation for contribution management, enrollment tracking, compliance workflows, reporting, and intended employer segments.Source reviewed 2026-09-11
 3
Savii — About ICHRAProvider-published description of implementation, documentation, substantiation, and employer use cases.Source reviewed 2026-08-16
 4
Savii — Book a Savii demoProvider page addressing employers, employees, and brokers.Source reviewed 2026-08-16
 5
Take Command — Take Command HRA administrationProvider-published overview stating support for enrollment, compliance, and employees and use by more than 8,000 organizations.Source reviewed 2026-09-11
 6
Take Command — ICHRA employee affordability calculatorProvider-operated affordability tool and employee-facing explanation.Source reviewed 2026-08-16
 7
Take Command — ICHRA administration tool: dated educational pricingMarch 7, 2023 article contains historical starting-price guidance. Not confirmed as a current September 2026 schedule; previously indexed /pricing returned HTTP 404 during review.Source reviewed 2026-09-12
 8
Take Command — Current HRA administration pricingSmall $25+ PEPM and $40+ platform; large custom PEPM and $100+ platform. Active waiver needed to avoid billing.Source reviewed 2026-09-25
 9
Remodel Health — ICHRA+Provider-published description of automated premium payments, employer tools, and compatibility with more than 200 HRIS and payroll systems.Source reviewed 2026-09-11
 10
Remodel Health — Remodel Health for brokers and agentsProvider-published scale, service, broker-support, and PeopleKeep relationship claims.Source reviewed 2026-08-16
 11
Remodel Health — ICHRA for enterprise businessesProvider-published enterprise capabilities, payment operations, integration breadth, and customer-support claims.Source reviewed 2026-08-16
 12
Remodel Health — ClearChoice launchClearChoice is a Remodel Health service identity, not a separate administrator.Source reviewed 2026-09-25
 13
Remodel Health — UKG technology partnershipNamed company integration announcement; exact employer configuration needs verification.Source reviewed 2026-09-25
 14
Remodel Health — Paylocity integration announcementNamed company integration announcement; exact employer configuration needs verification.Source reviewed 2026-09-25
 15
PeopleKeep — PeopleKeep pricingProvider-published ICHRA pricing starting at $25 per employee per month plus a $50 base fee, with no charge for employees who opt out. The page also specifies a three-seat minimum and seat fees for account administrators; confirm the total quote.Source reviewed 2026-09-25
 16
PeopleKeep — PeopleKeep ICHRA administrationProvider-published product overview for digital HRA administration, shopping, documentation, and expense tracking.Source reviewed 2026-09-11
 17
PeopleKeep — PeopleKeep ICHRA contribution reportingProvider-customer dataset and contribution analysis. Useful as a directional benchmark, not a census of the full ICHRA market.Source reviewed 2026-08-16
 18
Thatch — Thatch modern health benefits platformProvider-published platform, health-wallet, support-metric, and ICHRA information.Source reviewed 2026-08-16
 19
Thatch — Custom ICHRA plans and administrationProvider-published employer design, employee-class budgeting, launch, and administration information.Source reviewed 2026-08-16
 20
Thatch — Thatch for PlatformsProvider-published APIs and embeddable components for platforms integrating ICHRA workflows.Source reviewed 2026-08-16
 21
Thatch — Thatch welcomes Venteur customersProvider announcement that Venteur employers, employees, and brokers would transition to Thatch beginning in April 2026.Source reviewed 2026-08-16
 22
Thatch Support — Venteur member transition FAQsSupport documentation stating that Venteur customers were transferred during April 2026.Source reviewed 2026-08-16
 23
Thatch — Standard and Enterprise pricingStandard: 1–49 eligible employees, $45 per enrolled employee monthly, compliance fee starting at $25/month; unspecified minimum fee. Enterprise is custom.Source reviewed 2026-09-12
 24
Thatch — Current pricing and billing examplesFour-person Standard example $230/month; Custom 10-enrolled-employee minimum $2,400/year. Examples are not universal quotes.Source reviewed 2026-09-25
 25
Thatch — Series C announcementSeptember 15 company announcement; funding and distribution claims are not service or savings outcomes.Source reviewed 2026-09-25
 26
SureCo — SureCo for HR teamsProvider-published specialization for organizations with roughly 200 or more eligible employees, plus carrier, HRIS, and compliance capabilities.Source reviewed 2026-08-16
 27
SureCo — SureCo enrollment platformProvider-published large-group enrollment, provider lookup, plan filtering, HRIS synchronization, reporting, and support information.Source reviewed 2026-08-16
 28
SureCo — 2026 State of ICHRA ReportVendor-sponsored research using surveys and behavioral data. Treat findings as directional and review the report methodology before relying on them.Source reviewed 2026-08-16
 29
SureCo — 2025 Series A announcementDated September 30, 2025; historical context only, not 2026 news.Source reviewed 2026-09-25

Review dates are recorded for each source above. Company pages are useful for confirming how a product is described, but they do not prove service quality or customer results.