ICHRA Report · Sources & practical tools
Explore published 2026 health insurance prices
For employees checking coverage options and employers or brokers researching local markets. Choose a state, county and example age to compare published monthly insurance premiums. These dated prices are a starting point for checking an official quote.
CMS now calls an individual coverage HRA (ICHRA) a CHOICE Arrangement. What changed with the CHOICE name? (CMS terminology)
Published insurance-plan data from the Centers for Medicare & Medicaid Services (CMS), imported September 12, 2026. A premium is the monthly price of insurance. These example prices are before tax credits or employer contributions. This is not a live quote, a 2027 inventory, or a determination of eligibility or ICHRA affordability.
Metal levels describe how a plan and its members share costs; they do not rate care quality. Read the official explanation. Your exact age, address and other details can change your quoted price.
State missing? This source does not cover every U.S. market. Find your official Marketplace.
Choose a state and county to see published plans and example monthly prices.
Compare selected plans
Check the details before choosing coverage
County-level records do not establish availability at every address. Separate rating-area records are retained. Confirm the exact plan, doctors, prescriptions, network and address with the insurer or Marketplace. Catastrophic and child-only offerings have eligibility restrictions; a displayed premium does not establish eligibility. Missing scenario prices are shown as unavailable.
Deductibles and out-of-pocket limits are the source's individual standard in-network figures; they do not describe every service or reduced-cost-sharing variant. Follow the plan's summary of benefits for the full terms. An administrator's platform access does not guarantee access to every plan in this file.
Turn premium research into an ICHRA decision
These published 2026 premiums are one input. They do not establish employer savings, legal affordability or eligibility.
Choose the arrangement and budget
Start with HRA types, then separate insurance premiums, reimbursements and administration in the ICHRA total-cost guide.
Check the rules and plan the launch
Use the applicable 2026 or 2027 affordability guide, check employee classes and follow the implementation checklist. A 2026 premium snapshot is not a 2027 benchmark.