Connecticut's ICHRA tax credit is available, but the eligibility documents disagree
Connecticut offers an ICHRA tax credit through Access Health CT, but official eligibility summaries conflict. See the law, application and limits.
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Guides, analysis and reporting for better ICHRA decisions, with HRA foundations that explain the wider category. Find articles for your next question.
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CMS paused certain new Marketplace broker registrations for 2027. What does ICHRA depend on?
CMS paused certain new federal Marketplace broker registrations for 2027. See who is affected and what ICHRA employers should verify.
Pennsylvania's 2027 rates: why bigger increases do not settle ICHRA versus group coverage
Pennsylvania approved 2027 increases of 15.97% for individual and 10.28% for small group. See why that does not settle ICHRA costs.
Maryland's preliminary 2027 plan lineup: an unchanged count can hide changing choices
Maryland's preliminary 2027 individual market has 43 plans, with changes inside the total. See what ICHRA employees still need to verify.
Does an affordable ICHRA mean affordable health care?
An ICHRA premium test does not measure every employee cost. Compare deductibles, out-of-pocket limits and networks, with a worked example.
CHOICE Arrangements: ICHRA Explained
Is CHOICE the same as ICHRA? Understand the new federal name, the existing HRA framework and the next steps for employers, brokers and employees.
Georgia Access for Business: what employers can do with ICHRA and SHOP
Explore Georgia’s ICHRA and SHOP employer program, its QSEHRA limitation, implementation partners and questions to ask before switching benefits.
Alliance Entertainment’s ICHRA transition: what its SEC filing establishes
Read what Alliance Entertainment’s SEC filing establishes about its ICHRA transition, the source limitations and the outcomes still unknown.
Washington approves a 22.2% average 2027 individual-market increase
Washington approved a 22.2% average 2027 individual-market increase. Learn why that signal does not replace local ICHRA affordability inputs.
Connecticut approved different 2027 increases for individual and small-group coverage
Connecticut approved 11.3% individual and 15.1% small-group increases for 2027. See what the paired decision means for ICHRA comparisons.
Types of HRA: ICHRA, QSEHRA & More
Compare ICHRA, QSEHRA, group-integrated and excepted benefit HRAs. See which coverage and employer conditions matter for each type.
ICHRA vs. QSEHRA: Rules & 2026 Limits
Compare ICHRA and QSEHRA eligibility, 2026 contribution limits, employee coverage, group-plan restrictions and Marketplace tax-credit rules.
HRA vs. HSA vs. FSA: Key Differences
Compare HRA, HSA and health FSA funding, ownership, premiums, unused balances and HSA compatibility, including the 2026 coverage changes.
HRA Eligible Expenses & Reimbursement
Learn which health expenses an HRA may reimburse, how premiums depend on the HRA type, and what proof and plan terms to check.
Zorro announces Ori, with a broader rollout planned for October
Zorro announced Ori, an AI benefits navigator, with broader rollout planned for October 2026. Review availability and support questions.
Your Health Plan Renewal Increased. How Should You Evaluate ICHRA?
Facing a group health renewal increase? Compare ICHRA and group options using the same workforce, time period and employee costs.
When Keeping Group Health Insurance May Be the Better Decision
Compare reasons to keep group health insurance when evaluating ICHRA, including employee coverage, costs and the work involved in switching.
What the 2026 HRA contribution figures mean for an employer budget
Interpret the HRA Council's 2026 contribution and premium figures, their populations and the limits of using medians for an employer budget.
What Is ICHRA? CHOICE Arrangements Explained
Learn what an ICHRA is and how employer reimbursements, individual health insurance and employee responsibilities fit together.
What Happens Between Choosing a Plan and Actually Having Coverage?
After selecting an ICHRA health plan, confirm enrollment, the required first payment and the coverage start date before relying on coverage.
What Does ICHRA Actually Cost?
Understand ICHRA costs: employer reimbursements, administrator fees, operating work and the premiums and care costs employees may still pay.
Venteur customers transitioned to Thatch in 2026
Review Venteur's customer transition to Thatch and the contract, employee support and payment questions affected employers should confirm.
The Same ICHRA Allowance, Three Different Employee Experiences
Fictional ICHRA examples show how the same employer allowance can leave different premiums to pay. Compare allowances and reimbursements.
The First ICHRA Renewal: What Employers Should Measure
Prepare for your first ICHRA renewal by reviewing actual spending, participation, active coverage and employee feedback.
The 2027 ICHRA planning outlook: what is known and what still needs a local answer
Plan for ICHRA in 2027 by separating published national guidance from local insurance availability, employee costs and enrollment details.
State ICHRA policy in 2026: incentives, amendments and proposals
Compare selected state ICHRA tax credits and proposals in Connecticut, Mississippi, Indiana, Florida and Texas with primary-source limits.
Mississippi and Arizona ICHRA actions
Compare Mississippi's ICHRA employer-credit action with Arizona's feasibility study, including their different effects and next steps.
Justworks adds ICHRA through a Thatch partnership
Justworks announced an ICHRA offering through Thatch. Review the announcement and questions about pricing, enrollment, payments and support.
ICHRA vs. group health insurance
Compare ICHRA and group health insurance across employer costs, employee plan choice, local coverage and benefit administration.
ICHRA provider pricing: a six-brand public-source audit
Compare published ICHRA administrator fees across six brands, with source links, minimums, billing terms and gaps. Reviewed September 12, 2026.
ICHRA policy watch: distinguish agency action from legislation
Track ICHRA federal policy in 2026, including CHOICE terminology, pending legislation and the new Marketplace broker-registration rule.
ICHRA in 2026: HSA eligibility and tax-credit changes employees need to understand
Understand 2026 HSA and premium tax credit changes affecting ICHRA decisions, with separate eligibility rules and questions for advisers.
ICHRA for Employers: Evaluation, Design & Launch
Evaluate ICHRA for your workforce: compare employer costs and employee coverage, then organize benefit design, enrollment and launch.
ICHRA for Employees: Benefits, Downsides & Costs
Offered ICHRA at work? Compare employee benefits, downsides, remaining costs, doctor access and tax-credit effects before choosing coverage.
ICHRA employee classes and size rules
Understand permitted ICHRA employee classes, minimum class sizes and restrictions before offering different benefits to different groups.
ICHRA broker guide: evaluation to renewal
Help clients evaluate ICHRA with a broker guide to workforce data, local plans, contributions, administrator selection and renewal review.
ICHRA affordability is 9.96% for 2026 plan years
The IRS set the 2026 affordability percentage at 9.96%. Learn how it fits into ICHRA planning and employee premium tax credit calculations.
ICHRA affordability in 2027: the 10.22% rule
Understand the 2027 ICHRA affordability calculation, employee premium tax credits and employer planning, with a worked example.
ICHRA Pros and Cons: A Balanced 2026 Analysis
Compare ICHRA's potential benefits and tradeoffs for employers and employees, including contributions, local plan choice and administration.
ICHRA Market Report 2026: Growth, Evidence & Unknowns
Examine published 2026 ICHRA and insurance-market data, what each figure measures and the gaps employers and brokers still need to investigate.
ICHRA Implementation Checklist & Launch Timeline
Plan an ICHRA launch with a checklist for employee impact, benefit design, notices, enrollment, payments and active coverage.
ICHRA Contribution Benchmarks & Modeling Guide for 2026–2027
Learn how to use published ICHRA contribution figures and build workforce scenarios, with the limits of benchmarks for employer planning.
ICHRA Affordability in 2026: The 9.96% Rule
Understand the 2026 ICHRA affordability calculation, employee premium tax credits and the separate employer rules, with a worked example.
How to choose an ICHRA provider
Evaluate ICHRA administrators with questions about enrollment, reimbursements, employee help, pricing and launch responsibilities.
How to Compare Three ICHRA Provider Quotes Fairly
Compare written ICHRA administrator proposals using the same workforce, billing basis, minimum fees, setup costs and service scope.
How many people use ICHRA? What the 2026 evidence can tell us
How many people use ICHRA? Compare Census coverage, MEPS employer questions and industry estimates without confusing their populations.
HRA Council releases its 2026 adoption report
Read the HRA Council's 2026 report findings and how changes in participating data contributors affect comparisons of ICHRA growth.
Employers are evaluating ICHRA. That is different from adopting it.
Understand the EBRI–Morgan Health 2026 employer survey: who responded, what was asked and why interest in ICHRA is different from adoption.
Cigna will stop offering individual and family medical plans for 2027
Cigna's notice announces a 2027 exit from individual and family medical plans. Review coverage and enrollment checks for ICHRA renewals.
Can I Keep My Doctor With ICHRA?
Learn how to check your exact individual plan's doctor network, hospitals and prescriptions before enrolling with an ICHRA.
CMS revises 2027 Marketplace instructions after a court stay
Read how a court stay affects CMS's 2027 Marketplace instructions and which enrollment rules employers and employees should verify.
CMS adopts the CHOICE name for ICHRA
Understand the CHOICE name for ICHRA and the September Georgia implementation update, with program support kept separate from federal rule changes.
2026 Marketplace enrollment reaches 23.1 million
CMS reported 23.1 million 2026 Marketplace selections or automatic re-enrollments. Learn what that broader market figure means for ICHRA.
Articles link to their original pages, where source notes and review dates remain attached. Research includes analysis of external evidence and our original public-source pricing audit; it does not imply completed employer interviews.