Questions this page answers
Use this report to understand which prices were publicly disclosed in the September 12, 2026 review and which terms still require a written proposal.
Does this report show actual ICHRA administrator quotes?
No. ICHRA Report's September 12, 2026 public-source audit examined 6 provider brands selected from its existing directory. It recorded disclosures on the cited pages; no quotes were requested and no contracts or customer outcomes were tested. This is not a representative market sample. Amounts are USD administrator fees and exclude insurance premiums and employer reimbursements.
Evidence: Audit observations and limitations.
See how the brands and sources were selected: The sample definition and the limits of the observation.
Which reviewed ICHRA administrators published starting rates?
In ICHRA Report's September 12, 2026 six-brand audit, PeopleKeep and Thatch had published starting rates on the inspected pages. PeopleKeep: Starts at $25 per employee per month plus $50 per month. Billing: Enrolled eligible employees; account administrators are also billable. Opted-out employees are not billed. Minimum: Three paid seats. Thatch: Standard: $45 per enrolled employee per month; compliance fee starts at $25 per month. Scope: Standard is presented for 1–49 eligible employees, with its per-person fee based on enrolled employees. Minimum: A minimum fee is referenced without an amount. Enterprise, for 50+ eligible employees, uses custom pricing. These are dated public disclosures in USD, not current offers or complete quotes for your employer. Insurance premiums and employer reimbursements are separate.
Evidence: The dated observation record · PeopleKeep — ICHRA pricing and billing FAQ · Thatch — Standard and Enterprise pricing.
Confirm which people and accounts a quote bills: Whether a displayed per-person rate can be converted into your employer's fee total.
Can this pricing audit identify the cheapest ICHRA administrator for my employer?
No. ICHRA Report's September 12, 2026 six-brand disclosure audit does not establish the cheapest provider, average market pricing or service quality. A missing public rate does not mean a provider is expensive. A displayed starting rate can omit a minimum, additional billable accounts or package conditions. Compare written proposals for the same workforce, period and services; keep unresolved charges unknown. A lower modeled administration fee is only one part of a provider decision.
Evidence: Audit scope and unresolved terms.
Prepare comparable written proposals: The employer-specific fees and service differences that public disclosures cannot settle.
We examined pricing disclosures for the six provider brands already in our directory. Two publish current starting rates on the pages reviewed; three describe services without a numeric schedule on the inspected page; one current schedule could not be verified. These observations measure disclosure, not provider quality or market-wide pricing.
What we reviewed
ICHRA Report checked the primary pages cited below on September 12, 2026. We recorded the displayed rate, billing population, minimums, additional fees and questions a buyer still needs answered. Selection followed our existing directory rather than a market census. Providers are presented alphabetically, with no paid placement or quality ranking.
Later source update · September 25, 2026: Take Command now has a current published HRA pricing page, and Thatch displays a four-person Standard example and a Custom minimum. The findings below remain the September 12 observation; they should not be read as today's fee schedule. See the current dated provider disclosure monitor for the revised observations and source links.
The unit is a provider brand or product presence. PeopleKeep and Remodel Health are related brands; this is not a sample of six independent corporate groups. We did not request quotes, contact providers, test contracts or measure customer outcomes. A provider's published starting rate is a statement on its page, not an independently verified invoice.
This snapshot uses the public pages reviewed 2026-09-12: 2 brands with a published starting rate, 3 with no numeric schedule located, and 1 with a current schedule that remains unverified. Not located means we did not find a schedule on the pages inspected; it does not establish that no pricing exists. The six brands are a selected set, not a market census; PeopleKeep and Remodel Health are related brands.
Download the observations and their limitationsThe disclosure map
PeopleKeep
- Displayed rate
- Starts at $25 per employee per month plus $50 per month.
- Billing population
- Enrolled eligible employees; account administrators are also billable. Opted-out employees are not billed.
- Minimum
- Three paid seats.
- Scope note
- FAQ describes base and seat fees; obtain complete scope and contract terms.
- Ask next
- How many employee and administrator seats will be billed, and which services are included?
Checked September 12, 2026
Remodel Health
- Displayed rate
- A subscription fee is described; no amount found on the reviewed FAQ.
- Billing population
- Not located on the reviewed page.
- Minimum
- Not located on the reviewed page.
- Scope note
- PeopleKeep is a related product, not a substitute rate for ICHRA+.
- Ask next
- What are the billing unit, minimum, implementation charges and service scope for ICHRA+?
Checked September 12, 2026
Savii
- Displayed rate
- No administration rate found on the reviewed homepage.
- Billing population
- Not located on the reviewed page.
- Minimum
- Not located on the reviewed page.
- Scope note
- Displayed insurance premiums and contribution examples are not administrator fees.
- Ask next
- Provide the full fee schedule, billing population and included services.
Checked September 12, 2026
SureCo
- Displayed rate
- FAQ discusses cost drivers without a numeric administration rate.
- Billing population
- Employee count, estimated participation and geography are discussed as cost factors; a billing unit is not established.
- Minimum
- Not located on the reviewed page.
- Scope note
- Savings claims do not establish an administration price.
- Ask next
- How do participation and geography affect the contracted fee and any minimum?
Checked September 12, 2026
Take Command
- Displayed rate
- Older provider material contains pricing guidance; it is not treated as a current rate.
- Billing population
- Confirm the current package and denominator in a written quote.
- Minimum
- Current terms not verified.
- Scope note
- The previously cited /pricing URL returned HTTP 404 on September 12. The March 2023 article remains a historical lead, not a current quote.
- Ask next
- Which current schedule supersedes older public pricing material?
Checked September 12, 2026
Thatch
- Displayed rate
- Standard: $45 per enrolled employee per month; compliance fee starts at $25 per month.
- Billing population
- Standard is presented for 1–49 eligible employees, with its per-person fee based on enrolled employees.
- Minimum
- A minimum fee is referenced without an amount.
- Scope note
- Enterprise, for 50+ eligible employees, uses custom pricing.
- Ask next
- What is the minimum fee, full compliance charge and applicable package for our workforce?
Checked September 12, 2026
Download the structured observations (JSON) · Download the comparison (CSV)
What the numeric pages actually say
PeopleKeep: the ICHRA starting price is $25 per employee monthly plus a $50 monthly base fee. Its FAQ specifies a three-seat minimum, charges for account administrators and no charges for opted-out employees. Those billing details matter when converting the displayed rate into an employer's total. source
Thatch: Standard pricing is $45 per enrolled employee monthly, for employers with 1–49 eligible employees. A compliance fee starts at $25 monthly. The page references a minimum fee without giving its amount, and Enterprise pricing is custom. The displayed figures therefore do not establish a complete minimum monthly bill. source
Three different kinds of missing information
No numeric schedule located: Remodel Health's FAQ describes a subscription fee but provides no amount. Its related PeopleKeep product should not supply an assumed ICHRA+ rate. SureCo's FAQ discusses factors affecting administration cost, without establishing a numeric schedule. Savii's reviewed homepage does not provide an administration rate; example insurance premiums in a product interface are not administrator fees. source source source
Current schedule unverified: Take Command's previously cited pricing URL returned HTTP 404 in our check. A dated March 2023 educational article contains pricing guidance, but we did not establish that it is a current September 2026 schedule. We retain that source as a historical lead and request a current written quote instead of presenting an older number as current. source
Published but incomplete: a visible starting rate can coexist with an unspecified minimum, package qualification or service exclusion. That differs from finding no number at all. The dataset preserves the distinction so subsequent research can update individual fields without rewriting the history.
What employers can conclude
A public rate can make an initial budget easier to assemble. It cannot answer whether the service fits the workforce, whether every required task is included or what the final contracted price will be. Conversely, an undisclosed rate does not prove that a provider is expensive or performs poorly.
Our practical inference is that buyers should standardize the request before standardizing the arithmetic. Ask for the billing population, minimum charges, launch fees, ongoing scope and renewal terms. Then use the quote-comparison worksheet with the provider's actual written response. Leave unresolved amounts blank.
Limits and the next edition
“Not located” is limited to the cited page and review date. Other public pages, broker materials or private proposals may contain additional information. Web pages can change after inspection; this edition publishes our observations and source links rather than redistributing copies of the companies' pages.
A current canonical fee schedule, clarified minimum or dated written response would change a record. Future editions can expand the provider universe and track changes using the same fields. Until then, this six-brand disclosure audit should not be cited as an estimate of average ICHRA fees or the percentage of the whole market that publishes pricing.
See our original reporting program for the separate employer and implementation series. Those interviews remain planned; they are not evidence behind this report.
Sources and evidence
Review dates are recorded for each source above. Company pages are useful for confirming how a product is described, but they do not prove service quality or customer results.
Read this article as Markdown — the same explanation, evidence and limitations in text form.