An HRA platform with published employer and broker-portal fees, plus a January 2027 transition for legacy accounts.
What role does this company claim?
Publicly described role: HRA administrator with separate employer and broker pricing. Legacy free and former $40 platform plus $8 per employee accounts move to the standard rate in 2027 if StretchDollar bills them directly. Already-standard accounts keep the same price. The separately advertised broker portal costs $99 monthly.
An ICHRA administrator, a broker, a shopping service and a carrier can each perform different parts of one enrollment. This page identifies the described service and leaves contract-level responsibility open where the source does not establish it.
Which buyer should investigate it?
Smaller employers comparing a monthly base plus enrolled-employee administration fee. That is an editorial shortlist hypothesis from the company's public positioning, not a finding that the service works better for this segment than a competitor.
Who owns the operating work?
Starting January 1, 2027, directly billed employer accounts need a credit or debit card for administration fees. ACH is unavailable for those charges. The existing bank-account setup for funding employee reimbursements is separate. The change follows the calendar year, so a later ICHRA renewal does not postpone the billing change. source
What can we establish about fees?
The published standard employer fee is $100 monthly plus $25 per enrolled employee. StretchDollar says its directly billed employers move to this rate January 1, 2027, and partner-billed terms depend on the contract. The broker portal has a separate fee. Published administrator fees, where available, are separate from insurance premiums and employer reimbursement allowances. Confirm the billable population, base or minimum, setup and integration charges, broker compensation, renewals and termination terms in one dated proposal.
The next question for a demonstration
Who bills us, which employees count toward fees and what payment method do we need for the first invoice in 2027?
Give every candidate the same employee census and ask them to show the actual enrollment, payment, exception and support workflow. Do not substitute a selected testimonial or vendor savings illustration for an independent outcome comparison.
Review update
November 4 review adds the October 2 billing instructions, including the separate payment methods and broker-billed account scope.
Sources used in this review
Review dates are recorded for each source above. Company pages are useful for confirming how a product is described, but they do not prove service quality or customer results.